Okay. No one is perfect. We all have a few money bad habits. A penchant for shoes, loans to friends who never make payments, a credit card bill unpaid too long. As you join your financial lives, owning up to your money gaffes is absolutely imperative so you can avoid major muddles later. A study funded by Smart Money magazine and Redbook found that more than 70 percent of couples talked to their partner about money at least once a week. Here are the major rules of what NOT to do....

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