How to protect your home from storm damage - WRBL

How to protect your home from storm damage

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COLUMBUS, Ga. -

It's tropical storm and hurricane season and that means your home may be at risk for storm damage. The damage in our area caused by the 4th of July weekend storms is a good reason to start preparing your home if you haven't already. 

Millions of dollars of home damage is caused by storms in Georgia every year. This can be alleviated by preparing your home for a storm before it happens, but many people don't act until it's too late.

 "So many times people don't plan ahead, being prepared is important and well worth it if something should happen," says David Colmans.

Colmans is the Executive Director of the Georgia Insurance Information Service and says when planning ahead, there's one thing you shouldn't forget doing.

"The most important thing people miss is doing an active home inventory," says Colmans.

An active home inventory consists of going room-by-room, taking pictures of all the items. That includes going through closets and cupboards, then recording the items and how much they cost. A helpful resource for making an active home inventory is www.knowyourstuff.org.

A home inventory won't prevent storm damage, but if something were to happen, it will make replacing everything a lot easier. Additional things you can do to weather proof your home include:

  • Keep up with routine maintenance, including care for the foundation and roof of the business. This will help reduce water and wind damage.
  • Obtain windstorm AND flood insurance. They are not interchangeable.
  • Take inventory of property, and keep the records in a location away from the home or business.
  • Insure property for what it will cost to replace rather than the current value.
  • Visit with the insurance agent once a year to review coverage and update the insurance company on the home or business.
  • Keep your insurance agent's contact information available
  • Have hurricane supplies on hand, including flashlights and extra batteries, food and water, and a first aid kit.
  • Develop a contingency plan for employees- who to check in with and when to check in to minimize business interruption
  • Restaurants should protect all non-perishable food items and perishable foods as much as possible
  • Professional firms should back up their servers and ensure the servers and drivers are in a secure, off-site location
  • Check with your network administrator to ensure email will work after the storm and that business phones can be forwarded

For more tropical weather preparedness resources, see our Hurricane Center page.

  • Web Poll

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