New health care rules could affect employee plans - WRBL

New health care rules could affect employee plans

Posted: Updated:
HILLSBOROUGH COUNTY, FL (WFLA) -

At Primrose School of Bloomingdale, employees caring for and teaching youngsters are offered health benefits.

As a small business owner,  Ketan Gohill says it's not something he has to do, but wants to do.

But benefits for his roughly 30 employees could change as a trickle-down effect of the Affordable Care Act.

Employers like Gohill, who runs the school with his wife, are assessing current benefit plans and trying to figure out whether what they offer makes sense – or even makes the cut under new rules.

The result is that employees across the Bay area and the country could see changes to their health insurance costs even if they remain with the same employer that offers health benefits. Some large employers, including Walgreens, have already announced changes.

Gohill says some of his employees pay deductibles as high as $10,000, keeping monthly premiums and copays low. But Gohill says those plans may not be available in the future. 

The out-of-pocket maximum will be $6,350 for an individual and $12,700 for a family in the individual and small group plans offered through the insurance "marketplace" that launches Oct. 1.

With about 30 employees, Gohill doesn't have to offer insurance. But if he does buy it through the marketplace, plans would have to meet those guidelines.

Higher deductibles going up to $5,000 or even $10,000 seem to be more common in Florida than in other parts of the country, said Justin Treece, a benefits adviser with insurance agency Connelly, Carlisle, Fields & Nichols.

"In the Northeast, to see a $1,000 deductible was a relatively high deductible, " Treece said.

Treece said he's fielding a lot of calls from businesses trying to wade through the new regulations, and figure out what it all means. It's not all clear yet, he says, because of tweaks and interpretations to the law and how it's applied.

Overall, though, Treece says it will affect everyone.

"This is going to cause a little bit more of an expense, in my opinion, for employees and employers across the board," he said. 

At the same time, some are hoping the marketplaces will offer more affordable coverage.

 

  • 8 On Your SideMore>>

  • Magic diet pill promoter found running new business in Tampa

    Magic diet pill promoter found running new business in Tampa

    Tuesday, September 2 2014 12:54 PM EDT2014-09-02 16:54:32 GMT
    File Photo: Nick CongletonFile Photo: Nick Congleton
    Nick Congleton is in hot water with the FTC for selling "magic diet pills," and under investigation by Florida's Attorney General for a defunct travel club that owes hundreds of consumers for vacations they never received.Now, he's keeping a low profile and running a new business out of an unmarkedwarehouse in the Channelside District, where he didn't have much to say to Eight On Your Side this morning.
    Nick Congleton is in hot water with the FTC for selling "magic diet pills," and under investigation by Florida's Attorney General for a defunct travel club that owes hundreds of consumers for vacations they never received.Now, he's keeping a low profile and running a new business out of an unmarkedwarehouse in the Channelside District, where he didn't have much to say to Eight On Your Side this morning.
  • Community reaches out to Spring Hill family after theft of lawn equipment

    Community reaches out to Spring Hill family after theft of lawn equipment

    Tuesday, September 2 2014 8:45 AM EDT2014-09-02 12:45:21 GMT
    Michael Depace wants to say "thank you" and give a huge hug to everyone that reached out after a thief stole $3,500 worth of lawn equipment from him.
    Michael Depace wants to say "thank you" and give a huge hug to everyone that reached out after a thief stole $3,500 worth of lawn equipment from him.
  • FL vehicle registration renewal fees drop

    FL vehicle registration renewal fees drop

    Monday, September 1 2014 11:48 AM EDT2014-09-01 15:48:49 GMT
    That little gift you get from the state on your birthday every year, to renew your car tag, is going to be cheaper starting Monday.  The cut will save drivers about $13 to $25 depending on the size of their vehicle.
    That little gift you get from the state on your birthday every year, to renew your car tag, is going to be cheaper starting Monday.  The cut will save drivers about $13 to $25 depending on the size of their vehicle.
  • NewsMore>>

  • Magic diet pill promoter found running new business in Tampa

    Magic diet pill promoter found running new business in Tampa

    Tuesday, September 2 2014 12:54 PM EDT2014-09-02 16:54:32 GMT
    File Photo: Nick CongletonFile Photo: Nick Congleton
    Nick Congleton is in hot water with the FTC for selling "magic diet pills," and under investigation by Florida's Attorney General for a defunct travel club that owes hundreds of consumers for vacations they never received.Now, he's keeping a low profile and running a new business out of an unmarkedwarehouse in the Channelside District, where he didn't have much to say to Eight On Your Side this morning.
    Nick Congleton is in hot water with the FTC for selling "magic diet pills," and under investigation by Florida's Attorney General for a defunct travel club that owes hundreds of consumers for vacations they never received.Now, he's keeping a low profile and running a new business out of an unmarkedwarehouse in the Channelside District, where he didn't have much to say to Eight On Your Side this morning.
  • It's official: Falcon's Fury at Busch Gardens Tampa is open

    It's official: Falcon's Fury at Busch Gardens Tampa is open

    Tuesday, September 2 2014 12:45 PM EDT2014-09-02 16:45:53 GMT
    Busch Gardens Tampa holds test rides on Falcon's Fury for employees (Courtesy Facebook)Busch Gardens Tampa holds test rides on Falcon's Fury for employees (Courtesy Facebook)
    After weeks of thrilling lucky guests during a soft open, North America's tallest freestanding drop tower, Falcon's Fury, officially opens Tuesday at Busch Gardens Tampa.
    After weeks of thrilling lucky guests during a soft open, North America's tallest freestanding drop tower, Falcon's Fury, officially opens Tuesday at Busch Gardens Tampa.
  • Renewals may see delays on first day in Tampa Bay area

    Renewals may see delays on first day in Tampa Bay area

    Tuesday, September 2 2014 12:39 PM EDT2014-09-02 16:39:19 GMT
    Some Florida drivers trying to take advantage of lower fees for auto tag renewals today may encounter some delays in getting their renewals processed. At the Hillsborough County Tax Collector's office, the director of branch operations said they started having trouble around 11 am, but the state's system for processing renewals appeared to be slowly coming back up.
    Some Florida drivers trying to take advantage of lower fees for auto tag renewals today may encounter some delays in getting their renewals processed. At the Hillsborough County Tax Collector's office, the director of branch operations said they started having trouble around 11 am, but the state's system for processing renewals appeared to be slowly coming back up.
  • Sign up for WFLA News Channel 8 Email Alerts

    * denotes required fields






    Thank you for signing up! You will receive a confirmation email shortly.
Powered by WorldNow

1350 13th Avenue
Columbus, GA 31901

Telephone: 706.323.3333
Fax: 706.327.6655
Email: news@wrbl.com

Can't find something?
Powered by WorldNow
All content © Copyright 2000 - 2014 Media General Communications Holdings, LLC. A Media General Company.